Near, Far, Wherever You Are, It Doesn't Matter, We Can Help
Nationwide Debt Collection Agency
Helping Overseas Businesses Recover Money Owed in the UK
Chasing unpaid invoices across borders can be frustrating. Different time zones, legal systems, and communication styles can all make debt recovery feel impossible, but it doesn’t have to be.
At Athena Collections, we help international clients recover debts from UK-based companies and individuals efficiently, ethically, and in full compliance with UK regulations. Whether you’re a European supplier, a US exporter, or a global service provider with overdue accounts in the UK, we act as your on-the-ground partner to secure payment quickly. We work together with Oddcoll who specialises in international debt collection and we are their partner here in the UK and we handle all their debt collection in the UK - Please note that Oddcoll only takes instructions from companies situated outside the UK.
Who We Are
Athena Collections is a UK-based, FCA regulated debt collection agency specialising in commercial (B2B) and consumer (B2C) recoveries. We work with clients worldwide who need a professional, compliant, and results-driven solution to collect what they’re owed in the United Kingdom.
We’re proud of our reputation with over 100 five-star Google reviews and a strong record of turning unpaid invoices into cleared funds. Our success is simple: firm communication, deep understanding of UK law, and a clear “No Collection, No Commission” promise.
Our International Debt Recovery Process
We follow a structured, transparent, and fully compliant process that aligns with UK law designed to achieve results quickly while protecting your reputation:
- Case Review & Verification
We assess your documentation and the debtor’s background to ensure the claim is valid and legally recoverable in the UK.
- Initial Contact & Negotiation
Once instructed, we contact the debtor immediately. Our early communications are assertive but professional, encouraging voluntary settlement before legal escalation.
- Follow-Up & Final Demand
If payment isn’t made, we issue a Notice of Intended Legal Action, the formal final step before court action in full compliance with UK Pre-Action Protocols.
- Resolution or Legal Escalation
Many cases are resolved at this stage. Where not, we can escalate the matter through the UK courts and guide you step-by-step through the legal process.
Legal Action & Cost Recovery
When legal proceedings become necessary, Athena works with experienced UK solicitors to handle the claim efficiently.
For B2B (business-to-business) debts, creditors can claim:
- The principal debt
- Statutory interest (8% above base rate)
- Fixed late payment compensation under the Late Payment of Commercial Debts Act 1998
- Court fees and reasonable legal costs, typically recoverable from the debtor
For B2C (business-to-consumer) debts, creditors can recover:
- The principal amount owed
- Court costs and fixed legal fees, depending on the case value
- Statutory interest, where applicable
Once judgment is obtained, we manage enforcement, from High Court enforcement officers and charging orders to winding-up petitions for corporate debtors.
Why Overseas Clients Choose Athena Collections
FCA-regulated and compliant with UK legislation
Transparent “No Collection, No Commission” model
Fast turnaround times. Many cases settle within weeks
Access to UK legal partners for escalated cases
Regular updates
Proven results backed by verified client testimonials
Get Expert Help with UK Debt Recovery
If your business is owed money by a UK customer, partner, or supplier, don’t let distance stand in your way. Athena Collections specialises in international debt collection recovering what’s rightfully yours with professionalism and precision.
Contact us today to discuss your case in confidence or request a no-obligation review.
Alternatively, fill in the form below and let us do the work.
