If you are having trouble with your finances please see below a list of independent companies that offer free impartial debt advice. We recommend that you contact one of these companies or alternatively seek your own independent debt advice.

Please contact us if you intend to get in touch with one of the companies listed below for free debt advice so we may provide you with the appropriate breathing space.

StepChange Debt Charity provides free debt advice to help with your debts. Their advice is impartial, confidential and tailored to your situation. They also provide a range of managed debt solutions and all the advice and support you need to help you deal with your debts.

Please visit www.stepchange.org or call them free on 0800 138 1111 for more information.

The Money Advice Service are an independent service, set up by government to help people make the most of their money, they give free, unbiased money advice to everyone across the UK – online, over the phone and face to face. Please visit their website www.moneyadviceservice.org.uk or call them free of charge on 0800 138 7777

Citizens Advice provide free, independent, confidential and impartial advice to everyone on their rights and responsibilities. They value diversity, promote equality and challenge discrimination.

They aim to provide the advice people need for the problems they face and improve the policies and practices that affect people's lives.

Please visit their website www.citizensadvice.org.uk to find your nearest Citizens Advice.